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July 2022
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Even if your state has surprise medical bill laws, it’s still important to be aware of the measures you can take to avoid incurring them. Importantly, if you know that you’re going to require medical treatment in advance or require a specific procedure to be performed, make sure that the facility is within your healthcare insurance company’s network. It would be best to inform the facility in advance that you are only authorizing treatment by doctors contracted with your healthcare insurance, meaning only in-network and address any questions you may have concerning coverage with your healthcare insurance company. Additionally, while taking an ambulance may be unavoidable in some cases, it’s best to seek other forms of transportation — except in the event of a true emergency — to limit your financial liability, since ambulances often tend to be out-of-network with most healthcare insurance plans.
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